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John Nephew

Maplewood City Council Policy & Politics


Good News: Deductible Reduced

City Manager Antonen notified the council that this past Wednesday he attended a meeting of the League of Minnesota Cities Insurance Trust board. On the agenda was Maplewood's upcoming policy renewal.

Two years ago, shortly after I had joined the city council, special terms and a higher deductible were applied to Maplewood because of the city's extraordinarily bad claims history in the 2006-2007 period. Those terms increased our deductible from $50,000 per incident to $200,000 per incident for employment-related lawsuits.

Thankfully, since I've been on the council we have had no new employment-related lawsuits. One commissioner did sue the city in 2009, but dismissed the suit after her request for a TRO was denied in terms that strongly suggested the court saw no merit in her claim.

So the good news from the LMCIT is that our special deductible is being cut from $200,000 to $100,000. I hope that, with continued good management and sensible policy direction from the city council, it will be reduced even further in the future.


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